Cost and Payment Options

At Seibel Vision Surgery, we make payment options easier than ever.

Financial considerations alone need not be an obstacle to benefiting from the lifetime of advantages that your best possible vision can provide. There are several payment options.

We will be glad to process all private insurance and Medicare claims for you. For information on which insurance plans we accept, please Contact Us.

Financing:

Seibel Vision Surgery offers financing options through a national credit company called CareCredit. Please call us at (310) 444-1134 if you need assistance with your application.

LIMITED TIME OFFER!

Finance your LASIK or premium Cataract Surgery procedure with CareCredit and pay over time with easy, affordable monthly payments.

CareCredit is specifically designed for medical expenses and provides flexible payment plans, making it easy for you to get the treatments and procedures you need now for achieving your best possible vision!

You may apply online and determine your financing options in advance.

CareCredit benefits:

From $1 to over $25,000
8 out of 10 applicants are approved
Zero interest rates, 0% for 3, 6, or 12 months
Low interest rates on 24, 36, or 48 month extended plans
100% financing with no fees or pre-payment penalties
Fast and confidential
Apply online at carecredit.com

Health Plans:

Seibel Vision Surgery is an in-network provider for literally dozens of health and vision insurance plans. To find out whether we are providers with your insurance, please contact us in advance of your appointment. We provide complimentary insurance billing and will help you obtain prior authorization for covered procedures which require this process. Under many circumstances, insurance companies consider LASIK and some other procedures to be non-covered services. As each case is unique, we encourage you to learn about your own plan's offerings, and we will assist you in determining your coverage where possible.

Cataract surgery is covered by most insurance, including Medicare. To find out about what is covered by your private healthcare insurance, contact your plan provider or provide us with a copy of your insurance card and we'll check for you.

Your out-of-pocket expenses for Medicare or private insurance will depend of the type of coverage you have, whether you have supplemental insurance and whether you have a deductible and/or co-payment on your policy.

To speak to a Medicare Customer Representative, call

1-800-MEDICARE (1-800-633-4227)

Medicare.gov

Flex Spending Accounts (FSA)

Don't Tax Your Vision!

Individuals can now use tax-free Flex Spending Accounts to get reimbursed for eligible medical expenses. A Flexible Spending Account or (FSA), (also called flex plan, reimbursement account, Cafeteria Plan , Flex 125, Tax Saving Plan, Medical Spending Account), is an employer-sponsored benefit that allows employees to pay for eligible medical expenses on a pre-tax. If employees expect to incur medical expenses that won't be reimbursed by their regular health insurance plan, a Flexible Spending Account is for them.

Flexible Spending Account Benefits

Flexible Spending Accounts save you money by reducing your taxes. The contributions you make to a Flexible Spending Account are deducted from your paycheck before tax. This decreases your taxable income and increases your spendable income, thereby bringing down the cost of your chosen procedure.

Use it or Lose it!

It's important the you use the amount you have elected for your FSA plan each year, because if it is more than your actual expenses, you will have to forfeit the overage of funds you set aside. The excess amounts cannot be carried over to the following year nor can your employer return any money remaining in your FSA to you.

Get signed up for FSA through your employer today!

Around 90% of United States employees work for companies who offer a Flexible Spending Account, but only about 18% of that workforce takes advantage of the program. This is due to the fact most don't know about the FSA's existence!

Ask your human resource director about open enrollment and the details about flex spending.

Pay in Full:

We also accept cash, personal checks, Discover, MasterCard, and Visa.

Tax Deduction Benefit:

The cost of LASIK may be tax deductible, according to the Internal Revenue Service. The current law states that taxpayers with medical expenses that total more than 7.5% of their annual incomes can deduct those costs if they itemize, according to the Dow Jones Newswire. Because the procedure "meaningfully promotes the proper function of the body," LASIK qualifies as medical expense that can be deducted, the IRS said.

The IRS also said any out-of-pocket expenses for prescription drugs and insulin qualify as deductible medical expenses. The IRS discussed the tax treatment of medical expenses in revenue rulings 2003-57 and 2003-58. They will be published in the Internal Revenue Service bulletin dated June 2. The rulings and the bulletin can be found on the IRS Web site at irs.gov.

Our staff is available to assist you:

Monday through Friday - 9:00 a.m. to 5:00 p.m.