| With CareCredit, you pay no up-front costs, no pre-payment
penalties and no fees. Plus, CareCredit is a revolving credit line for
additional treatment or add-on charges, without the need to re-apply. It
only takes a few minutes to apply for CareCredit and you'll receive an
online decision in seconds! Apply now or contact us for
more details. Flex Spending Accounts (FSA) Don't Tax Your Vision!  Individuals can now use tax-free Flex Spending
Accounts to get reimbursed for eligible medical expenses. A Flexible
Spending Account or (FSA), (also called flex plan, reimbursement
account, Cafeteria Plan , Flex 125, Tax Saving Plan, Medical Spending
Account), is an employer-sponsored benefit that allows employees
to pay for eligible medical expenses on a pre-tax. If employees
expect to incur medical expenses that won't be reimbursed by their
regular health insurance plan, a Flexible
Spending Account is for them. Flexible Spending Account Benefits Flexible Spending Accounts save you money by reducing your taxes. The
contributions you make to a Flexible Spending Account are deducted from
your paycheck before tax. This decreases your taxable income and increases
your spendable income, thereby bringing down the cost of your chosen procedure. Use it or Lose it! It's important the you use the amount you have elected for your FSA
plan each year, because if it is more than your actual expenses, you will
have to forfeit the overage of funds you set aside. The excess amounts
cannot be carried over to the following year nor can your employer return
any money remaining in your FSA to you. Get
signed up for FSA through your employer today! Around 90% of United States
employees work for companies who offer a Flexible Spending Account, but
only about 18% of that workforce takes advantage of the program. This is
due to the fact most don't know about the FSA's existence! Ask your human resource director about open enrollment and the details
about flex spending. Payment Options Health Plans: Seibel Vision Surgery is an in-network provider for literally dozens
of health and vision insurance plans. To find out whether we are
providers with your insurance, please contact us in advance
of your appointment. We provide complimentary insurance billing
and will help you obtain prior authorization for covered procedures
which require this process. Under many circumstances, insurance
companies consider LASIK
and some other procedures to be non-covered services. As each
case is unique, we encourage you to learn about your own plan's
offerings, and we will assist you in determining your coverage
where possible. Out of Pocket Options: For
non-covered services, Seibel Vision Surgery accepts cash, cashier
check or money order, VISA, and MasterCard. We also provide
financing through Care
Credit ,
an independent creditor offering a flexible payment program
specifically designed for healthcare expenses.
Most LASIK laser vision correction procedures have a single fee
that includes all post-operative visits during the routine follow-up
period. Payment arrangements must be made at least seven days prior
to the procedure.
Please feel free to contact us with your questions. | 
